Our Selection of Lending Services

You can expect the Best outcome coupled with a Premium Service

1st Street is a leader in the industry – awarded No. 1 Mortgage Broker in Australia and ranked No. 1 Elite Business Writer in Australia. We have the knowledge and the relationships to ensure you get the most appropriate loan given your requirements without charging you any fees. You can be approved for a loan within 48 hours* and 1st Street will take care of all of the paperwork and communications with lenders, real estate agents and solicitors. As a 1st Street client you’ll get a dedicated mortgage broker who will meet with you at your convenience, discuss your requirements, negotiate to find you the most suitable solution and take care of everything through to settlement and beyond. With our commitment to offering you a broad range of financial solutions, 1st Street’s Financial Planners can provide you with convenient access to the most suitable superannuation, insurance and wealth protection. *Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.

Commercial Loans

1st Street are experts in commercial and business loans. With great industry connections, 1st Street achieves excellent results with quick turnaround times.

If you would like to purchase a commercial property or if you are interested in purchasing a business, 1st Street has specialist commercial lenders who can evaluate the commercial lending market to find the most suitable product and your broker will coach you through the particular proposal or transaction so we can ensure we attain approval first time and apply for a loan on your behalf. We hold key relationships and have the knowledge and experience with all lenders which is important when presenting a transaction to the lenders. Our areas of expertise include:

Construction funding
Commercial property (Small/Large, Owner occupied/Investment)
Small or Large Retail Businesses
Accountancy Practices
Nursing Homes
Cashflow Lending


Leasing is a financial instrument commonly used in business. A lease is similar to a rental agreement in that regular payments are made to be able to use an asset. 1st Street can arrange leasing for equipment such as:

  • Cars, Trucks and Commercial Vehicles
  • Computers, Printers and Office Equipment
  • Forklifts, Earth Moving Equipment
  • Shop or Office Fit-outs

A lease usually has a term of 1 to 5 years and monthly repayments can be reduced if a residual/balloon payment is added. 1st Street offers a variety of leases including:

  • Chattel Mortgage
  • Commercial Hire Purchase
  • Finance Lease
  • Novated Lease
1st Street will find the most suitable and affordable leasing option for you whilst taking into consideration the associated tax and GST implications.