Financial planning

Financial advice means different things to different people. In the end, financial advice is all about you. It could be dealing with:

  • The right strategy to protect your family from unexpected event
  • A plan to pay off your home loan by retirement
  • The best way to save for your retirement
  • Ability to meet the costs of children’s education
  • To ensure you’re not paying too much tax!
  • Taking control of what happens to your assets if you die

It can be hard to find out this information if talking with family and friends. Our experienced and qualified advisors will be able to explain these concepts in easy to understand language so you can take control of your future.

Initial meetings are complimentary with no obligation so you should make the time to at least have a conversation.

Full-time earnings in Australia averaged $69,992 a year in the first quarter of 2012 (Seasonally adjusted wages – Bureau of Statistics.) So, assuming that you earn the “average wage”, this means you will bring a total of $3,149,640 in wages into to your household over your working life (age 20-65) and that’s assuming you never get a pay rise!

As part of our dedication to providing you a full financial service, 1st Street has a dedicated financial planning team to take care of financial aspects such as insurance, superannuation, and wealth protection.

MAKE YOU FEEL BETTER Our advice helps you make the right choices for life’s important financial decisions.
  • You may face challenges along the way, but with a personal financial plan, you’ll be prepared.
  • You’ll have a real sense of control, and the peace of-mind that it can bring.
  • You can rest easy, knowing that you’ve taken action and you’re not alone.
  • You’ll be supported every step of the way by your financial adviser.
MAKE A DIFFERENCE We look at how your finances are structured and identify ways to solve problems and help you reach your goals.
  • We’ll get you organised and give you control so that you can maximise the potential of your money.
  • We provide support and guidance on the best way to manage your financial well-being – whether it’s adjusting your debts to minimise repayments, saving for a home or a holiday, investing and planning for your retirement or maximising pension entitlements.
  • We work with you to help determine which financial Strategies will help you get to where you’re going.
SAVE TIME Even with the best intentions, it’s hard to find time to create a comprehensive wealth plan that will really make the most of your money.
  • Pulling it all together – income, insurances, investments, superannuation – can be overwhelming.
  • We can take care of it all for you, making life simpler and saving you hassle. Professional financial advice gives you more time to spend somewhere else, on something more enjoyable.
MAKE LIFE SIMPLER We are experts in financial management, qualified to help you navigate the complex legislation that governs investment, tax and superannuation.
  • Investment markets and superannuation rules for different investment options and government entitlements are complex and change frequently. We have the knowledge and experience to explain it to you in a way that you’ll understand.
  • We have the necessary training to make sense of all your options and help you choose the best solution. Even if you’re an expert in your own field, it makes good financial sense to ask for specialist advice when it comes to money.