1st Street provides an all-encompassing solution for your home loan requirements with a wide range of home loan services.
| Loan Type | Description |
|---|---|
| BASIC HOME LOAN | A no-frills loan with a low variable interest rate and little or no fees. |
| LINE OF CREDIT | A pre-approved limit which can be borrowed in part or in its entirety. |
| SPLIT LOAN | A loan which manages risk and is split between fixed and variable interest rates. |
| INVESTMENT LOAN | A tax-effective loan for investors. |
| INTRODUCTORY RATE HOME LOAN | A lower initial rate for those looking to minimise payments in the short term. |
| Redraw Facility | A feature which allows you to make additional repayments to reduce the loan amount and minimise the interest, with the option to redraw additional funds at any time. |
| Offset Account or All In One Account | An account which combies your loan, savings, credit and cheque accounts which is intended to minimise the loan amount and thus reduce the interest payable |
| Construction Loan | Access funds as they are required at the various stages of building. |
| First Home Buyer Loan | Ease into the repayments and the costs of buying a first home. 1st Street can also assist buyers with obtaining the First Home Owners Grant and Stamp Duty Exemptions. |
| Bridging Loan | For when you need to access funds for a limited time only. This type of financing usually is a result of an overlap of two properties. |
