1st Street provides an all-encompassing solution for your financial requirements with a wide range of home loans, business loans, leasing options and financial planning services.
A no-frills loan with a low variable interest rate and little or no fees.
A lower initial rate for those looking to minimise payments in the short term.
A feature which allows you to make additional repayments to reduce the loan amount and minimise the interest, with the option to redraw those additional funds at any time.
An account which combines your loan, savings, credit and cheque accounts which is intended to minimise the loan amount and thus reduce the interest payable.
A pre-approved limit which can be borrowed in part or in its entirety.
A loan which manages risk and is split between fixed and variable interest rates.
A tax-effective loan for investors.
Access funds as they are required at the various stages of building.
Ease into the repayments and the costs of buying a first home. 1st Street can also assist buyers with obtaining the First Home Owners Grant and Stamp Duty Exemptions.
For when you need to access funds for a limited time only. This type of financing usually is a result of an overlap of two properties.
A loan intended for business development or for purchasing commercial property and equipment.
A finance option to be used when purchasing vehicles, tools or equipment.
1st Street has advisors who take a holistic view of your financial position and can assist you with planning for the future including aspects such as superannuation, investment, insurance and succession planning.
SMSF (Self Managed Super Fund) mortgages are a unique lending facility that allows approved applicants to use their SMSF to borrow and invest in certain eligible real property assets including commercial offices, factories, shops, showrooms, warehouses and ‘approved’ residential properties. Access funds as they are required at the various stages of building.
